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IRCTC eWallet Guide

Everything you need to know about the fastest way to book train tickets

What is IRCTC eWallet?

IRCTC eWallet is a scheme under which user can deposit money in advance with IRCTC and can be used as payment option along with other payment options available on IRCTC for paying money at the time of booking tickets.

View Official IRCTC eWallet Document

Key Advantages

  • Hassle-free & Secure: Experience smoother transactions with higher security.
  • Save Booking Time: Eliminates the payment approval cycle, saving precious seconds during peak booking hours.
  • Lower Charges: Benefit of saving Payment Gateway charges per ticket.
  • Online Management: Easily manage your account and top up balance online.
  • Bank Independence: Reduced dependency on specific banks. If a bank goes offline, you can still book tickets using your eWallet balance.

Salient Features

  • User Authentication: Users are verified and authenticated through PAN or Aadhaar via an Online Verification Process during registration.
  • Secured Access: IRCTC offers secure booking by providing a Transaction Password/PIN required for every booking.
  • Complete History: Access a dedicated "IRCTC eWallet" link to view transaction history, payment history, and change passwords.
  • Easy Refund: In case of ticket cancellation, the due refund is credited back to your eWallet account the next day.

7 Easy Steps to Register & Book

Login to IRCTC with your existing User ID and Password.

Click the "IRCTC eWallet Registration" link under the IRCTC eWallet Section in the "Plan my travel" page.

Complete the Verification process by providing your PAN or Aadhaar and other required details.

Deposit a one-time registration fee of Rs. 50/- (Excluding GST) online using any available payment option.

Note: Membership fee and redemption rules are subject to change at the discretion of IRCTC.

Credit your eWallet with a minimum deposit of Rs. 100/-. You can hold a maximum of Rs. 10,000/- in your account.

Pay for your ticket booking using the "IRCTC eWallet" option displayed alongside other payment methods.

Important Notes

Registration Fee Rs. 50 + GST (Non-refundable)
Transaction Charge Rs. 10 + GST per transaction
Refunds No cash refunds / No redemption allowed.
Usage Balance can only be used for booking railway tickets.
Eligibility Available only for users with Indian Nationality and Indian Mobile Number.